Six Bad Excuses for Not Saving for Retirement

Many bury their heads in the sand when it comes to retirement savings. How about you?

Don't Let Debt Weigh Down Your Retirement

Financial planners caution that too much debt, and the wrong kinds, can diminish your standard of living in retirement.

6 bad excuses for not saving for retirement

Do you need an excuse? 1 of 8Like the proverbial grasshopper, some people neglect to save for retirement and have plenty of excuses to justify their lack of foresight.Every year, the Employee Benefit Research ...

Deciding how quickly to draw down retirement funds

Financial planners typically recommend an initial withdrawal rate of 3% to 4% of your retirement portfolio. But talk to a professional about your individual situation. Dear Liz: After working all out for 28 years in a small business, I have put away $2.6 million in stocks, bonds and some cash. (I am a reasonably smart investor.) I'm 58 and want to be done at 60. I'm not tired of my business ...

Making Retirement Work Without a Huge Nest Egg

With a carefully calibrated withdrawal rate and a well-constructed portfolio, this couple proves you don't need millions to retire.